Press & Media Resources
LabanPH is an independent, evidence-first consumer accountability platform targeting predatory lenders, remittance overchargers, and GPS-equipped kill-switch lenders operating in the Philippines. No corporate funding. No ads on complaints.
One-liner
"LabanPH documents consumer violations by Philippine financial companies, pre-fills regulatory complaints, and coordinates class actions — for free."
Key Platform Facts
2+
Target companies monitored
GMS Philippines, M Lhuillier
4
Regulatory escalation pathways
BSP · DTI · SEC · Small Claims
Optional
Evidence permanently on IPFS
Complainant's choice — cannot be deleted
₱0
Cost to file
Always free
6+
Philippine laws invoked
TILA, Consumer Act, DPA, BSP Circulars
₱20,000
Bounty pool (whistleblower)
For insider evidence
Story Angles
"The app that fights back for Filipino borrowers"
A consumer advocacy platform built after one founder was charged ₱1,200 below the litigation threshold — a tactic critics say is deliberate. LabanPH turns individual micro-grievances into coordinated class actions.
"GMS Philippines: the kill-switch lender nobody's talking about"
Global Mobility Service Philippines remotely disables vehicles — Grab motorcycles, tricycles, delivery bikes — without court orders. LabanPH documents every case and routes them directly to BSP and SEC.
"How OFW families lose hundreds every remittance on MLhuillier fees"
LabanPH's rate comparison tool shows M Lhuillier charging 3–5× more than digital alternatives on UAE and Saudi corridors. Documented cases, side-by-side receipts, BSP complaint letters pre-filled.
"The IPFS whistleblower bounty: paying for evidence that can't be censored"
LabanPH pays up to ₱20,000 for insider evidence, uploads it to IPFS — permanent, decentralized, and legally discoverable — protected by RA 6981 and RA 3019.
"Class action for the rest of us: ₱400,000 small claims, no lawyer needed"
LabanPH pre-fills small claims court filings. For amounts under ₱400k — which covers most GPS tracker and remittance disputes — no attorney is required. The platform walks complainants through every step.
Current Focus Companies
Global Mobility Service Philippines
Japanese-owned lender that installs MCCS kill-switch GPS devices on financed motorcycles, tricycles, and delivery vehicles. Core issue: remote disabling without court orders. Primary victims: Grab, Angkas, and Lalamove drivers.
View profile →M Lhuillier Financial Services
One of the Philippines' largest pawnshop and remittance networks. Core issues: exchange rate discrepancies on OFW corridors (UAE, Saudi, HK/US), undisclosed fees, and below-market pawnshop appraisals.
View profile →Legal Architecture
CDA §230 shield: LabanPH operates as a US LLC to qualify for Section 230 of the Communications Decency Act — platform immunity for third-party content. Complainants own their submissions.
Philippines jurisdiction: Regulatory complaint letters reference BSP Circular 1048, RA 3765 (Truth in Lending), RA 7394 (Consumer Act), and RA 10173 (Data Privacy Act) as applicable.
Whistleblower protections: Sources protected under RA 6981 (State Witness Protection), RA 3019 (Anti-Graft), RA 11032 (Ease of Doing Business), and RA 11313 (Safe Spaces Act).
Accountability Ledger policy: Named individuals are public officers, directors, or attorneys of record — cited to SEC PH GIS filings, court records, and official public documents only. No editorial language. 48-hour verified takedown policy.
Brand Assets
Brand Colors
#dc2626
Crimson
Primary CTA, accents, chips
#0c1520
Navy Dark
Page background
#0f1e35
Navy Mid
Cards, sections
#152540
Navy Light
Hover states
#1e3a5f
Navy Border
Borders, dividers
#ffffff
White
Headings, primary text
#94a3b8
Slate 400
Body copy, secondary text
Primary typeface: system-ui / sans-serif stack. Headings: font-black (900 weight).
Press Contact
Email: hello@clawback.ph
Telegram: @labanph
Response within 24h on weekdays. For urgent requests or interview scheduling, Telegram is faster.
LabanPH is an independent consumer advocacy platform. It is not a law firm and does not provide legal advice. All company data is based on publicly available records and first-hand complainant submissions. Privacy Policy · Terms of Use